Comprehensive Trucking Coverage
Built for the Risks Truckers Face Every Day
Whether you're an owner-operator, hotshot driver, or fleet owner, Big Truck Insurance provides coverage designed to keep your trucks moving and your business protected.
Commercial Auto Liability
Required coverage for motor carriers that protects your business when you're responsible for bodily injury or property damage resulting from an accident.
Motor Truck Cargo
Protects the freight you're hauling from covered losses while in transit. Essential for freight haulers, hotshots, and owner-operators transporting customer goods.
Physical Damage
Covers repairs or replacement of your truck and trailer after accidents, theft, vandalism, fire, or other covered losses.
General Liability
Provides protection for bodily injury and property damage claims that occur away from your truck, such as loading, unloading, or business operations.
Trailer Interchange
Protects trailers you don't own while they're in your possession under a trailer interchange agreement. Commonly needed by owner-operators and trucking companies hauling interchange trailers.
Occupational Accident
Provides benefits for owner-operators and independent contractors injured while working, including medical expenses, disability benefits, and accidental death coverage.
Workers Compensation
Protects your employees with coverage for work-related injuries and illnesses. Often required for trucking companies with W-2 drivers.
Excess / Umbrella Liability
Adds an extra layer of protection above your primary liability limits, helping protect your trucking business from large claims and lawsuits.